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Join an exclusive community of real estate investors

Invest in million-dollar real estate projects with superior appreciation. Apply for access to an exclusive community of real estate investors that collect their profits every month.

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8.5 %
Minimum return on investments
90 mil.
Paid to investors, in Czech crowns
Satisfied investors

Let your money earn

The current situation requires a sophisticated investment strategy and diversification of your portfolio. Join the most advanced real estate investment app.

Invest in carefully selected real estate projects

Evaluate your finances up to 10% per annum and above

Benefit from bank-level investment security

Have your profits credited automatically every month

How Investown performs compared to other asset classes

Updated 1. 10. 2022

6 %
-12,8 %
S&P 500
-49 %
-2,2 %

Bank-level security with above-average returns

Safety for our investors is our top priority. Take a look at the three types of security we use for our investments.

Lien on real estate

A lien on the property is a must in our country. The collateral is up to 80% LTV. In practice, this means that we will not lend more than 340 000 € on a property worth 425 000 €. Investors are thus secured in case the property price falls.

Lien on the share of the company

In the event of a default by the borrower, a lien on the company will give us quick access to the company. Therefore, if the sale of the property was not enough, it is possible to cover the debt from the company's assets.

Personal liability of the managing director

Personal liability acts as a third layer of security when the sale of the property or the company would not be enough. We can then recover the remaining amount directly from the project owner's personal assets.

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Choose from proven real estate projects

Take a look at the individual investment opportunities. All published projects have undergone careful risk analysis and vetting by our experienced team of experts.

Pension U Kostela
Sport Resort Bublava
Vestecká 11

It's been a year since I've been using Investown. What I like most about the application is my regular monthly profits, which is really rarely offered by any service. I also like the transparency of their team and the professional approach.

Marek Heřman
Project Manager

I invest a portion of my earnings in interesting opportunities on the platform every month. I am glad that I can diversify my portfolio into more conservative assets such as real estate without the need to arrange a mortgage or demanding care for tenants.

Ondřej Koběrský
Investor and YouTuber

I have been in investing for many years. Thanks to technologies like Investown, investing can be really easy and fast, which as a busy person I appreciate. The returns are above standard and I personally really trust this Czech platform.

Petr Šimek
Data Engineer

Do zajímavých příležitostí na platformě investuji každý měsíc část svých příjmů. Jsem rád, že svoje portfolio můžu diverzifikovat do konzervativnějších aktiv jako jsou nemovitosti bez nutnosti sjednání hypotéky nebo náročné péče o nájemníky.

Ondřej Koběrský
Investor a YouTuber

Už to bude rok, co Investown používám. Na aplikaci mám nejraději pravidelné měsíční zisky, což opravdu málokterá služba nabízí. Líbí se mi také transparentnost jejich týmu a profesionální přístup.

Marek Heřman
Projektový manažer

V investování se pohybuji už mnoho let. Díky technologiím jako Investown je dnes možné investovat samostatně i bez finančního vzdělání a s minimálním rizikem. To ocení jak menší, tak větší investoři. Osobně této české platformě opravdu věřím.

Petr Salomon
Datový inženýr

Let Investown work for you

No regular fees, no unnecessary paperwork.We only care about your extra return.

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Investown zdarma

Frequently Asked Questions

What is Investown for? We answer your most common questions about how to invest through the new platform.


What is Investown?

Investown makes the profits from investing in the property market available to everyone without the need to have millions in your account. We created the app to allow everyone to create a passive income. Investown is an online platform with real estate investment loans. Simply choose from the available properties and invest online from as little as 18 €.

Who created Investown?

Investown is a Czech project developed by a number of experts from the IT, real estate and banking worlds. One of the main investors and co-owners of the project is Seed Starter Czech Savings Bank.

What happens after I invest?

At the end of the investment, you will receive the entire invested amount back to your Investown wallet, from where you can either withdraw the money to your bank account or reinvest it, thereby increasing your profits.

What are the profits?

Profits on new projects range up to 10% p.a., depending on the investment you choose.

What are the risks?

The main risk you take is that you won't repay the loan. In this case, we will enforce its obligations through the collateral we list for each project. It may be the case that you will not access your finance until the successful completion of the enforcement action, at which point it is in our interest to recover all investor funds.


What can I invest in?

In the old investment model, you invested in properties owned by us and the profit was attributed regardless of whether the project was fully funded. In order to deliver better interest rates, we switched to group financing, which brings other benefits as well. With new partners, the range of products is also expanding. We are now able to offer more diverse deals across the country.

What happens to the property after the end of the investment?

At the end of the investment, you will receive the entire invested amount back to your Investown wallet, from where you can either withdraw the money to your bank account or reinvest it, thereby increasing your profits.

Course of investment

How to invest?

After registration, you can send money to your Investown wallet. The money must be sent from a bank account held in your name and with your variable symbol, which you get after creating your Investown account. After crediting the money to the account, all you need to do is choose an investment property and decide how much you want to invest. That's it! The investment is added to your portfolio and you can start earning.

Can I sell my investment?

You can offer your investment for sale to more than 95,500 users on the Marketplace.

How can I withdraw my money?

Just go to "My account" and follow the withdrawal instructions. The money will be back in your bank account within 3 days of placing the transaction.

What is the minimum investment?

The smallest amount that can be invested is €18 and the highest amount is €2 million.

When and where do my profits go?

The money is automatically sent to your Investown wallet every month. From there, you can either withdraw them to your bank account or reinvest them to expand your portfolio.

Investown premium

What is Investown Premium and how to get it?

Investown Premium is an extension that automatically activates for you after you invest in at least 10 different properties. Exclusive properties will become available to you with a bonus at the end of the investment round, thanks to which you will increase your yield.

What are the benefits of Investown Premium?

Investown Premium users have access to exclusive investment opportunities not available to other investors. These properties typically offer higher yields and premium locations. They provide a great way to diversify your portfolio and increase your returns.

What fees are associated with Investown Premium?

Investown Premium is activated automatically and completely free of charge after investing in 10 properties. As with other properties, the early exit fee is just 0.9%. There are no additional fees associated with Investown Premium.


Can foreigners also invest?

Yes, if they are EU residents. They must have a bank account with a Czech bank and kept in Czech crowns.

Do profits need to be taxed?

Income from participations is taxable like any other income. Each year we will prepare and provide you with a summary of your expenses and income for Investown. Consult your financial advisor about your tax return. Investown.cz does not provide financial advice.

Do you need an answer to something else? Check out all the FAQ's or drop us a line.