Real estate investing for everyone

What is Investown?

Investown makes the profits from investing in the property market available to everyone without the need to have millions in your account. We created the app to allow everyone to create a passive income. Investown is an online platform with real estate investment loans. Simply choose from the available properties and invest online from as little as 18 €.

Who created Investown?

Investown is a Czech project developed by a number of experts from the IT, real estate and banking worlds. One of the main investors and co-owners of the project is Seed Starter Czech Savings Bank.

What happens after I invest?

At the end of the investment, you will receive the entire invested amount back to your Investown wallet, from where you can either withdraw the money to your bank account or reinvest it, thereby increasing your profits.

What are the profits?

Profits on new projects range up to 10% p.a., depending on the investment you choose.

What are the risks?

The main risk you take is that you won't repay the loan. In this case, we will enforce its obligations through the collateral we list for each project. It may be the case that you will not access your finance until the successful completion of the enforcement action, at which point it is in our interest to recover all investor funds.

What can I invest in?

In the old investment model, you invested in properties owned by us and the profit was attributed regardless of whether the project was fully funded. In order to deliver better interest rates, we switched to group financing, which brings other benefits as well. With new partners, the range of products is also expanding. We are now able to offer more diverse deals across the country.

What happens to the property after the end of the investment?

At the end of the investment, you will receive the entire invested amount back to your Investown wallet, from where you can either withdraw the money to your bank account or reinvest it, thereby increasing your profits.

How to invest?

After registration, you can send money to your Investown wallet. The money must be sent from a bank account held in your name and with your variable symbol, which you get after creating your Investown account. After crediting the money to the account, all you need to do is choose an investment property and decide how much you want to invest. That's it! The investment is added to your portfolio and you can start earning.

Can I sell my investment?

You can offer your investment for sale to more than 95,500 users on the Marketplace.

How can I withdraw my money?

Just go to "My account" and follow the withdrawal instructions. The money will be back in your bank account within 3 days of placing the transaction.

What is the minimum investment?

The smallest amount that can be invested is €18 and the highest amount is €2 million.

When and where will I receive my profits?

The money is automatically sent to your Investown wallet every month. From there, you can either withdraw them to your bank account or reinvest them to expand your portfolio.

What is Investown membership, and how to get it?

Investown membership provides investors with bonus returns on their investments and access to exclusive benefits based on the size of their portfolio. Membership levels range from Starter to Premium 4, offering bonuses from 0.2% to 1% p.a. Visit the official Investown membership page, which provides detailed information on membership levels, benefits, bonus returns, and exclusive services.

What are the benefits of Investown membership?

Investown membership offers various benefits based on the membership level. These include bonus returns on investments ranging from 0.2% to 1% p.a., access to Premium projects, exclusive live events and meetings with the CEO, podcast subscriptions, and concierge services. Higher membership levels unlock more significant benefits and exclusive opportunities.

What fees are associated with Investown membership?

Investown membership does not have explicit fees associated with joining. However, the membership level is determined by the size of your investment portfolio, and benefits increase with higher investment amounts. There are no direct costs for the membership itself.

Can foreigners also invest?

Yes, if they are EU residents. They must have a bank account with a Czech bank and kept in Czech crowns.

Do profits need to be taxed?

Income from participations is taxable like any other income. Each year we will prepare and provide you with a summary of your expenses and income for Investown. Consult your financial advisor about your tax return. Investown.cz does not provide financial advice.