100000

A clear path to your goal

Planning is half the battle, and Investown brings predictability and stability in addition to great appreciation. The app allows you to clearly plan your financial future and enjoy fixed returns.

By investing, you participate in investment loans in real estate projects.

The most reliable investment platform in the Czech Republic

All Investown opportunities are protected by two layers of collateral. Our real estate portfolio is outperforming assets such as gold, bonds and publicly traded equities.

Build up a financial cushion for rainy days

You never know what life will throw your way. That's why it's better to have a small amount of money saved somewhere so that life doesn't surprise you right away. However, it is better to let this money appreciate in value than to keep it under your mattress or in a checking account and let inflation nibble away at it.

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Your savings
7760 €
Your investment
376 € / month
After 30 years
763 566 €
9 % p.a.

To a peaceful future

The sooner you start building your wealth, the sooner compound interest will play in your favor. For example, if you invest 376 € per month for 30 years at 9% per annum, you could earn up to 763 000 €.

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Enter the real estate game

You'll be surprised how much fun investing on Investown can be. See how your investments are progressing on a daily basis.

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Your goal
a car

Here's to a good future!

We believe we can help you make your dreams come true. Or as they say, "Who invests first, celebrates first." Or something like that?

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Successfully since the beginning

Ever since Investown was founded, there has been great interest in this type of investing. And you can see it in our numbers.

€160
million

invested through Investown

€9+
million

in returns earned

Setting up an account takes 2 minutes and is free
The app is free. Download it today.

Let Investown work for you

No regular fees and no unnecessary paperwork.

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Do you have any questions?

Need more information? Check out our FAQs.

Basics

What is Investown?

Investown makes the profits from investing in the property market available to everyone without the need to have millions in your account. We created the app to allow everyone to create a passive income. Investown is an online platform with real estate investment loans. Simply choose from the available properties and invest online from as little as 18 €.

Who created Investown?

Investown is a Czech project developed by a number of experts from the IT, real estate and banking worlds. One of the main investors and co-owners of the project is Seed Starter Czech Savings Bank.

What happens after I invest?

At the end of the investment, you will receive the entire invested amount back to your Investown wallet, from where you can either withdraw the money to your bank account or reinvest it, thereby increasing your profits.

What are the profits?

Profits on new projects range up to 10% p.a., depending on the investment you choose.

What are the risks?

The main risk you take is that you won't repay the loan. In this case, we will enforce its obligations through the collateral we list for each project. It may be the case that you will not access your finance until the successful completion of the enforcement action, at which point it is in our interest to recover all investor funds.

Properties

What can I invest in?

In the old investment model, you invested in properties owned by us and the profit was attributed regardless of whether the project was fully funded. In order to deliver better interest rates, we switched to group financing, which brings other benefits as well. With new partners, the range of products is also expanding. We are now able to offer more diverse deals across the country.

What happens to the property after the end of the investment?

At the end of the investment, you will receive the entire invested amount back to your Investown wallet, from where you can either withdraw the money to your bank account or reinvest it, thereby increasing your profits.

Investment process

How to invest?

After registration, you can send money to your Investown wallet. The money must be sent from a bank account held in your name and with your variable symbol, which you get after creating your Investown account. After crediting the money to the account, all you need to do is choose an investment property and decide how much you want to invest. That's it! The investment is added to your portfolio and you can start earning.

Can I sell my investment?

You can offer your investment for sale to more than {{total-users}} users on the Marketplace.

How can I withdraw my money?

Just go to "My account" and follow the withdrawal instructions. The money will be back in your bank account within 3 days of placing the transaction.

What is the minimum investment?

The smallest amount that can be invested is €18 and the highest amount is €2 million.

When and where will I receive my profits?

The money is automatically sent to your Investown wallet every month. From there, you can either withdraw them to your bank account or reinvest them to expand your portfolio.

Investown membership

What is Investown membership, and how to get it?

Investown membership provides investors with bonus returns on their investments and access to exclusive benefits based on the size of their portfolio. Membership levels range from Starter to Premium 4, offering bonuses from 0.2% to 1% p.a. Visit the official Investown membership page, which provides detailed information on membership levels, benefits, bonus returns, and exclusive services.

What are the benefits of Investown membership?

Investown membership offers various benefits based on the membership level. These include bonus returns on investments ranging from 0.2% to 1% p.a., access to Premium projects, exclusive live events and meetings with the CEO, podcast subscriptions, and concierge services. Higher membership levels unlock more significant benefits and exclusive opportunities.

What fees are associated with Investown membership?

Investown membership does not have explicit fees associated with joining. However, the membership level is determined by the size of your investment portfolio, and benefits increase with higher investment amounts. There are no direct costs for the membership itself.

Other

Can foreigners also invest?

Yes, if they are EU residents. They must have a bank account with a Czech bank and kept in Czech crowns.

Do profits need to be taxed?

Income from participations is taxable like any other income. Each year we will prepare and provide you with a summary of your expenses and income for Investown. Consult your financial advisor about your tax return. Investown.cz does not provide financial advice.

What is Autoinvest, and how does it work?

Autoinvest is a feature that automatically invests free funds from your Investown wallet according to the parameters you set. The minimum amount to invest is CZK 500. Autoinvest only invests in open projects. You can turn Autoinvest off, back on or adjust its investment parameters anytime. For more information about Autoinvest, please visit this page.

Do you need an answer to something else? Check out all the FAQ's or drop us a line.