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A clear path to your goal
Planning is half the battle, and Investown brings predictability and stability in addition to great appreciation. The app allows you to clearly plan your financial future and enjoy fixed returns.
By investing, you participate in investment loans in real estate projects.
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The most reliable investment platform in the Czech Republic
All Investown opportunities are protected by two layers of collateral. Our real estate portfolio is outperforming assets such as gold, bonds and publicly traded equities.
Build up a financial cushion for rainy days
You never know what life will throw your way. That's why it's better to have a small amount of money saved somewhere so that life doesn't surprise you right away. However, it is better to let this money appreciate in value than to keep it under your mattress or in a checking account and let inflation nibble away at it.
To a peaceful future
The sooner you start building your wealth, the sooner compound interest will play in your favor. For example, if you invest 376 € per month for 30 years at 9% per annum, you could earn up to 763 000 €.
Enter the real estate game
You'll be surprised how much fun investing on Investown can be. See how your investments are progressing on a daily basis.
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Here's to a good future!
We believe we can help you make your dreams come true. Or as they say, "Who invests first, celebrates first." Or something like that?
Successfully since the beginning
Ever since Investown was founded, there has been great interest in this type of investing. And you can see it in our numbers.
invested through Investown
in rewards earned
Let Investown work for you
No regular fees and no unnecessary paperwork.
Investown zdarma
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Do you have any questions?
Need more information? Check out our FAQs.
What is Investown?
Investown makes the profits from investing in the property market available to everyone without the need to have millions in your account. We created the app to allow everyone to create a passive income. Investown is an online platform with real estate investment loans. Simply choose from the available properties and invest online from as little as 18 €.
Who created Investown?
Investown is a Czech project developed by a number of experts from the IT, real estate and banking worlds. One of the main investors and co-owners of the project is Seed Starter Czech Savings Bank.
What happens after I invest?
At the end of the investment, you will receive the entire invested amount back to your Investown wallet, from where you can either withdraw the money to your bank account or reinvest it, thereby increasing your profits.
What are the profits?
Profits on new projects range up to 10% p.a., depending on the investment you choose.
What are the risks?
The main risk you take is that you won't repay the loan. In this case, we will enforce its obligations through the collateral we list for each project. It may be the case that you will not access your finance until the successful completion of the enforcement action, at which point it is in our interest to recover all investor funds.
What can I invest in?
In the old investment model, you invested in properties owned by us and the profit was attributed regardless of whether the project was fully funded. In order to deliver better interest rates, we switched to group financing, which brings other benefits as well. With new partners, the range of products is also expanding. We are now able to offer more diverse deals across the country.
What happens to the property after the end of the investment?
At the end of the investment, you will receive the entire invested amount back to your Investown wallet, from where you can either withdraw the money to your bank account or reinvest it, thereby increasing your profits.
How to invest?
After registration, you can send money to your Investown wallet. The money must be sent from a bank account held in your name and with your variable symbol, which you get after creating your Investown account. After crediting the money to the account, all you need to do is choose an investment property and decide how much you want to invest. That's it! The investment is added to your portfolio and you can start earning.
Can I sell my investment?
You can offer your investment for sale to more than 80,000 users on the Marketplace.
How can I withdraw my money?
Just go to "My account" and follow the withdrawal instructions. The money will be back in your bank account within 3 days of placing the transaction.
What is the minimum investment?
The smallest amount that can be invested is €18 and the highest amount is €2 million.
When and where do my profits go?
The money is automatically sent to your Investown wallet every month. From there, you can either withdraw them to your bank account or reinvest them to expand your portfolio.
What is Investown Premium and how to get it?
Investown Premium is an extension that automatically activates for you after you invest in at least 10 different properties. Exclusive properties will become available to you with a bonus at the end of the investment round, thanks to which you will increase your yield.
What are the benefits of Investown Premium?
Investown Premium users have access to exclusive investment opportunities not available to other investors. These properties typically offer higher yields and premium locations. They provide a great way to diversify your portfolio and increase your returns.
What fees are associated with Investown Premium?
Investown Premium is activated automatically and completely free of charge after investing in 10 properties. As with other properties, the early exit fee is just 0.9%. There are no additional fees associated with Investown Premium.
Can foreigners also invest?
Yes, if they are EU residents. They must have a bank account with a Czech bank and kept in Czech crowns.
Do profits need to be taxed?
Income from participations is taxable like any other income. Each year we will prepare and provide you with a summary of your expenses and income for Investown. Consult your financial advisor about your tax return. Investown.cz does not provide financial advice.
