Banking level of collateral

RD Dolní Loučky - 1st tranche (S1)

The project aims to build nine family houses in the village of Dolní Loučky in the Brno-venkov area.

Basic yield
% p.a.
Total amount
mil. CZK
Collateral value
mil. CZK

About the project

The houses will be detached. The gable roof will have photovoltaic solar panels installed. Each home will have a front garden with private parking for vehicles and a garden overlooking the open countryside. The design of the houses is based on the historical urban structure of the village. Therefore, the houses' design will be in light, beige-brown colors. Each home will include two parking slots: a garage and a covered parking space with a green roof with extensive planting.

The partner is currently working on obtaining a building permit, after which construction of the houses will begin.

  • Location: Dolní Loučky, district Brno-venkov
  • Partner: ALIV RD Dolní Loučky s.r.o.
  • Financing: from the proceeds of the sale of the completed development project
  • LTV: 65 %
  • Security: The first tranche of the loan totaling CZK 21,500,000 is secured by real estate worth CZK 33,060,000 (LTV 65%). At this stage of the first tranche, we are collecting CZK 7 743 000
Other collateral:

Method of collateral:

**1. Dolní Loučky

2. Lien on the business share: ALIV RD Dolní Loučky s.r.o., ID No.: 11988924

3. Personal guarantee: ALEŠ KYKRYCH, born 9 August 1988

4. Notarial deed with direct enforceability clause

Financing of the project

After successful project financing, the partner has 36 months to repay the loan's principal.

For information on the partner's options for early repayment of the loan, please refer to Part D, bullet (d) of the Key Investor Information Sheet (KIIS).

Information regarding the risk score of the project can be found in the Risk Scoring Table.


ALIV RD Dolní Loučky s.r.o.

Identifier: 11988924

Address: Pražákova 1008/69, Brno, 639 00, CZ

Register: ALIV RD Dolní Loučky s.r.o. is registered in the Commercial Register under file number C 125698/KSBR, Regional Court in Brno.

More information about the partner:

ALIV RD Dolní Loučky s.r.o. was established for the construction of the development project RD Dolní Loučky. The parent company is SOLID FOUNDATIONS SICAV a.s., a fund of qualified experts that invests in real estate projects and the subsequent sale of houses and apartments. The company focuses on constructing environmentally friendly real estate in regions with a high demand for private housing. It finances the construction of premium residential properties in the Czech Republic. It seeks exclusive locations to build new, environmentally efficient properties for private housing and entire communities. The company's portfolio includes projects constructed in the Brno area, South and Central Moravia, Vysočina, and Prague.

Frequently Asked Questions

When do I get paid my profit?

You will be paid the first profit one month after the amount you have collected has been sent to the project partner, and every month thereafter for the duration of the investment, always on the same day.

Is the interest rate fixed?

Yes, the interest rate is fixed, i.e. unchanging. We believe that the stability of the portfolio will bring more certainty to investors.

Is the investment secured by real estate?

Yes, the investment is secured by the property on which the lien is attached. Should any problem arise, the mortgage on the property will be used, the property will be sold and our investors will be paid.

What are the possible risks?

It may happen that your partner stops repaying his/her loan. At this point, we initiate recovery proceedings and demand payment of all debts. In the worst case scenario, the property on which the lien is placed may be sold and we will pay our investors a pro rata share based on how much they have invested.

What happens after I invest?

Your investment contributes to the amount you want. Once the amount is collected and the cooling-off period has elapsed, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments. Should the required amount not be collected, we return the full amount of your investment back to Investown's wallet.

What happens to the amount collected?

Once the full amount required is collected and the cooling-off period has expired, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments.

What if I want to end the investment before the full length of the investment has expired?

In case you need to end your investment early, you can offer it to other users on the Marketplace. Any verified user can buy it from you.

What happens after the investment period?

At the end of the investment period, all the money you invested will be returned to your Investown wallet, where you can either withdraw it to your bank account or reinvest it in a new project.