Banking level of collateral

Rezidence Lesík – 6th stage

The partner aims to construct 5 apartment buildings with 133 residential units of 1 + kk, 2 + kk, 3 + kk, and 4 + kk layouts.

Basic yield
% p.a.
Total amount
mil. CZK
Open for investment
Collateral value
mil. CZK
Open for investment

About the project

The residence is designed with an emphasis on sustainability and maximum use of alternative sources. The energy efficiency of the building is, therefore, at level B. The apartments will include an outdoor parking area with 166 spots. The construction of the residence is carried out to a high standard using high-quality materials.

The residential project is located in a quiet part of Kladno. The beautiful nature, with a lot of greenery and a network of cycling paths or trails for undisturbed walks, is within walking distance. The journey to the center of Kladno takes only 5 minutes. There are all civic amenities in the area.

The nearby train station offers a continuous connection to the center of Prague. After the completion of the high-speed railway, which is planned for 2028, it will be possible to get to Prague’s Masaryk Station within 30 minutes.

More information about the residence can be found on the official project website.

The planned construction will take place in 5 stages between 2024 and 2027. The partner will use the funds raised to refinance the mortgage lender and to construct the project.

Security of payment

The loan in the total amount of CZK 120,000,000 is secured by real estate worth CZK 164,050,000 (LTV 73%). At this stage, we are collecting CZK 7 344 000


  1. Lien on real estate: land parc. no. 4732/2, 6283/1, 6284/1, 6284/4, 6288, 6293/1, 6293/2, 6294, including facilities (and future-built apartment buildings or residential units). Registered on LV 19589 in the cad. Kladno, municipality Kladno, district Kladno
  2. Lien on the title deeds: REZIDENCE LESÍK, s.r.o., ID No.: 06999042
  3. Guarantee: Solvent s.r.o., ID No.: 26513251
  4. Notarial deed with a clause of direct enforceability.
Project financing

After successful project financing, the partner has 48 months to repay the loan's principal.

The partner will finance the project from the sale of the property, securing the loan or by refinancing from a bank loan.

Information on the partner's options for early repayment of the loan is provided in Part D, bullet point (d) of the Key Investor Information Sheet (KIIS).

Information regarding the risk score of the project can be found in the Risk Scoring Table.


Frequently Asked Questions

When do I get paid my profit?

You will be paid the first profit one month after the amount you have collected has been sent to the project partner, and every month thereafter for the duration of the investment, always on the same day.

Is the interest rate fixed?

Yes, the interest rate is fixed, i.e. unchanging. We believe that the stability of the portfolio will bring more certainty to investors.

Is the investment secured by real estate?

Yes, the investment is secured by the property on which the lien is attached. Should any problem arise, the mortgage on the property will be used, the property will be sold and our investors will be paid.

What are the possible risks?

It may happen that your partner stops repaying his/her loan. At this point, we initiate recovery proceedings and demand payment of all debts. In the worst case scenario, the property on which the lien is placed may be sold and we will pay our investors a pro rata share based on how much they have invested.

What happens after I invest?

Your investment contributes to the amount you want. Once the amount is collected and the cooling-off period has elapsed, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments. Should the required amount not be collected, we return the full amount of your investment back to Investown's wallet.

What happens to the amount collected?

Once the full amount required is collected and the cooling-off period has expired, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments.

What if I want to end the investment before the full length of the investment has expired?

In case you need to end your investment early, you can offer it to other users on the Marketplace. Any verified user can buy it from you.

What happens after the investment period?

At the end of the investment period, all the money you invested will be returned to your Investown wallet, where you can either withdraw it to your bank account or reinvest it in a new project.