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Rezidence Rychnovská III – 1st stage
The partner's goal is to use the funds to partially refinance the existing loan to provide a time reserve for the sale of the completed units.
About the project
In addition, the partner would like to use the funds for the preparation of its other planned projects, such as Rezidence Na Ladech v Šestajovicích or Děčín Business Park. The partner is currently actively selling the units, among other places, on its website.
The apartment complex is located near the Jizerské hory with many interesting places such as the ski areál Bedřichov, the mountain Ještěd or the natural park Maloskalsko. The town has a full range of public amenities from schools, shopping centres, sports facilities to medical facilities and public transport.
The apartment complex has a total countable floor area of 477 sqm. There are five units - one on the ground floor, one in the attic with a balcony and three duplexes (1× 4 + kk and 2× 3 + kk). All units are in high-standard condition and have one outdoor parking space. Four units also have a front garden. Residence Rychnovská presents a spacious and comfortable living ideal for families with children. During construction, great emphasis was placed on functionality, appearance, quality and choice of materials. It is a suitable solution for those who do not want to worry about a large family house but at the same time do not want to live in a small apartment on a housing estate.
Security of payment
The loan in the total amount of CZK 22,946,250 is secured by real estate worth CZK 36,250,000 (LTV 63.3%). At this stage, we are collecting CZK 8,263,000
Security:
- Lien on real estate: Units No. 4526/1 to 4526/5 defined in parc. no. St. 76, land parc. No. 839/7 and 860/1. Kokonín, village and district Jablonec nad Nisou
- Lien on the business share: Rezidence Rychnovská s.r.o., ID No.: 14003741
- Lien on shares Blue Star Capital, a.s., ID No.: 01893246
- Personal guarantee: MICHAL HÁJEK, born on 7 August 1980
- Guarantee: Blue Star Capital, a.s., ID No.: 01893246
- Notarial deed with a clause of direct enforceability.
Project financing
After successful project financing, the partner has 18 months to repay the loan's principal.
The partner will finance the project from the sale of the property, securing the loan.
Information on the partner's options for early repayment of the loan is provided in Part D, bullet point (d) of the Key Investor Information Sheet (KIIS).
Information regarding the risk score of the project can be found in the Risk Scoring Table.
Partner
Frequently Asked Questions
You will be paid the first profit one month after the amount you have collected has been sent to the project partner, and every month thereafter for the duration of the investment, always on the same day.
Yes, the interest rate is fixed, i.e. unchanging. We believe that the stability of the portfolio will bring more certainty to investors.
Yes, the investment is secured by the property on which the lien is attached. Should any problem arise, the mortgage on the property will be used, the property will be sold and our investors will be paid.
It may happen that your partner stops repaying his/her loan. At this point, we initiate recovery proceedings and demand payment of all debts. In the worst case scenario, the property on which the lien is placed may be sold and we will pay our investors a pro rata share based on how much they have invested.
Your investment contributes to the amount you want. Once the amount is collected and the cooling-off period has elapsed, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments. Should the required amount not be collected, we return the full amount of your investment back to Investown's wallet.
Once the full amount required is collected and the cooling-off period has expired, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments.
In case you need to end your investment early, you can offer it to other users on the Marketplace. Any verified user can buy it from you.
At the end of the investment period, all the money you invested will be returned to your Investown wallet, where you can either withdraw it to your bank account or reinvest it in a new project.
