Banking level of collateral

Rezidence v Dolních Břežanech – 1st tranche (S12)

The partner aims to purchase and complete a property in Dolní Břežany.

Basic yield
% p.a.
Total amount
mil. CZK
Open for investment
Collateral value
mil. CZK
Open for investment
Property aquisition

About the project

The property is a semi-detached house with one underground floor, two above-ground floors, and a flat roof. The house has a unique rectangular shape with rounded corners.

The newly built property is divided into two operationally independent parts of the semi-detached house. A double staircase connects the individual floors. The internal furnishings will be of high standard. The property will offer residents luxury living with an indoor pool, hammam, gym, and an architect-designed and planted garden with ponds and a gazebo on the water.

The construction began in 2021, and the completion date is scheduled for fall 2024. Overall completion rate is at 65%. Work is underway on the electrical wiring and preparation for the installation of windows.

The partner plans to lease the property and refinance it with a pre-arranged long-term bank loan.

Security of payment

The loan in the total amount of the first tranche of CZK 61,612,000 is secured by real estate worth CZK 82,150,000 (LTV 75%). In this stage of the first tranche, we are collecting CZK 2 656 000


  1. Lien on real estate: land parc. no. 246/2 and 246/11 registered at LV no. 2714, cad. Dolní Břežany.
  2. Lien on shares: Diamond District a.s., ID No.: 21167923
  3. Personal guarantee: VIVIANA TEJCOVÁ, born 27 February 1996
  4. Guarantee: RED STRIPE DEVELOPMENT a.s., ID No. 24124982
  5. Notarial deed with a clause of direct enforceability.
Project financing

After successful project financing, the partner has 24 months to repay the loan's principal.

The partner will finance the project from the sale of the property, securing the loan or by refinancing from a bank loan.

Information on the partner's options for early repayment of the loan is provided in Part D, bullet point (d) of the Key Investor Information Sheet (KIIS).

Information regarding the risk score of the project can be found in the Risk Scoring Table.


Frequently Asked Questions

When do I get paid my profit?

You will be paid the first profit one month after the amount you have collected has been sent to the project partner, and every month thereafter for the duration of the investment, always on the same day.

Is the interest rate fixed?

Yes, the interest rate is fixed, i.e. unchanging. We believe that the stability of the portfolio will bring more certainty to investors.

Is the investment secured by real estate?

Yes, the investment is secured by the property on which the lien is attached. Should any problem arise, the mortgage on the property will be used, the property will be sold and our investors will be paid.

What are the possible risks?

It may happen that your partner stops repaying his/her loan. At this point, we initiate recovery proceedings and demand payment of all debts. In the worst case scenario, the property on which the lien is placed may be sold and we will pay our investors a pro rata share based on how much they have invested.

What happens after I invest?

Your investment contributes to the amount you want. Once the amount is collected and the cooling-off period has elapsed, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments. Should the required amount not be collected, we return the full amount of your investment back to Investown's wallet.

What happens to the amount collected?

Once the full amount required is collected and the cooling-off period has expired, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments.

What if I want to end the investment before the full length of the investment has expired?

In case you need to end your investment early, you can offer it to other users on the Marketplace. Any verified user can buy it from you.

What happens after the investment period?

At the end of the investment period, all the money you invested will be returned to your Investown wallet, where you can either withdraw it to your bank account or reinvest it in a new project.