Banking level of collateral

Rodinný dům v Brtnici – 2nd stage

The partner's goal is to purchase the property with subsequent assessment.

Basic yield
% p.a.
Total amount
mil. CZK
Open for investment
Collateral value
mil. CZK
Open for investment
Property aquisition

About the project

The offered property is not sold publicly; the partner can acquire the property below the price. The project is located in the southern part of the Vysočina region, approximately 10 km from Jihlava and 20 km from Třebíč, with good transport connections to both cities. The construction of terraced houses dominates the location; there is a connection to the public water supply, electricity, gas pipeline, and municipal sewage system. It is a quiet area with primary schools and shops within easy reach.

The property offers several possible assessment options, such as dividing the land into two parts, where the divided land can be sold separately, or selling the land as a whole with minor renovation. As the owner of a construction company in the proximity of the project, the partner can offer added value in this respect for both sales options (lower construction costs, materials, etc.).

Security of payment

The loan in the total amount of CZK 5,810,000 is secured by a property worth CZK 11,470,000 (LTV 50.65%). At this stage, we are collecting CZK 1 743 000


  1. Lien on the real estate: Lien 1: Land parc. no. St. 651 (part of the building: Brtnice, no. p. 564, family house), st. 1607 (part of the building: with no registration number), 1408/10, all registered on LV 221, k. ú. Brtnice. Lien 2: parcel no. st. 881, which includes the house no. p. 454, st. 882, 1408/9 k. ú. Brtnice. Registered on LV 2229 in the cad. Brtnice, village Brtnice, district Jihlava
  2. Lien on the business share: START Zelený agro s.r.o., ID No.: 10921788
  3. Personal guarantee: VLASTIMIL ZELENÝ, date of birth 2 September 1978 Mgr. LUCIE ZELENÁ, born 27 August 1988
  4. Notarial deed with a clause of direct enforceability.
Project financing

After successful project financing, the partner has 60 months to repay the loan's principal.

The partner will finance the project from the sale of the property, securing the loan or by refinancing from a bank loan.

Information on the partner's options for early repayment of the loan is provided in Part D, bullet point (d) of the Key Investor Information Sheet (KIIS).

Information regarding the risk score of the project can be found in the Risk Scoring Table.


Frequently Asked Questions

When do I get paid my profit?

You will be paid the first profit one month after the amount you have collected has been sent to the project partner, and every month thereafter for the duration of the investment, always on the same day.

Is the interest rate fixed?

Yes, the interest rate is fixed, i.e. unchanging. We believe that the stability of the portfolio will bring more certainty to investors.

Is the investment secured by real estate?

Yes, the investment is secured by the property on which the lien is attached. Should any problem arise, the mortgage on the property will be used, the property will be sold and our investors will be paid.

What are the possible risks?

It may happen that your partner stops repaying his/her loan. At this point, we initiate recovery proceedings and demand payment of all debts. In the worst case scenario, the property on which the lien is placed may be sold and we will pay our investors a pro rata share based on how much they have invested.

What happens after I invest?

Your investment contributes to the amount you want. Once the amount is collected and the cooling-off period has elapsed, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments. Should the required amount not be collected, we return the full amount of your investment back to Investown's wallet.

What happens to the amount collected?

Once the full amount required is collected and the cooling-off period has expired, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments.

What if I want to end the investment before the full length of the investment has expired?

In case you need to end your investment early, you can offer it to other users on the Marketplace. Any verified user can buy it from you.

What happens after the investment period?

At the end of the investment period, all the money you invested will be returned to your Investown wallet, where you can either withdraw it to your bank account or reinvest it in a new project.